Legal
Terms of Use
Please read these terms carefully. By using this website you agree to them.

About this website
This website is operated by Marion Vale, a licensed Arizona real estate professional with Homestead Realty Group. It provides general information about reverse mortgages and the real-estate services offered. The content is for educational purposes only.
Not professional advice
Nothing on this website is financial, tax, or legal advice, and nothing here is an offer to make a loan. Reverse mortgages are complex, and you are required to speak with a HUD-approved housing counselor before proceeding. You should also consult your own financial, tax, and legal advisors about your specific situation. I am not a mortgage lender, loan originator, or HUD-approved counselor.
No guarantee of results
Every situation is different. Examples on this site are illustrative and are not a promise of any particular outcome, loan amount, or eligibility. Eligibility depends on age, home value, interest rates, and other factors.
Use of the site
You agree to use this website only for lawful purposes. You may not attempt to interfere with the site, misuse the contact form, or use any content here without permission. Links to other websites are provided for convenience, and I am not responsible for their content.
Fair housing
I do business in accordance with the Fair Housing Act and the Equal Housing Opportunity principles, and I welcome every client regardless of race, color, religion, sex, disability, familial status, or national origin.
Changes to these terms
These terms may be updated from time to time. Continued use of the website means you accept the current version. If you have any questions about these terms, please use the contact page to reach me.